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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$29.70
$29.70
$29.70
$29.70
$29.70
$29.70
$29.70
$29.70
$29.70
$29.70
$29.70
$29.70
$29.70
$29.70
$29.70
$31.20
$31.80
$33.00
$33.60
$34.80
$36.60
$38.70
$39.90
$41.70
$43.80
$45.30
$47.40
$50.40
$52.50
$54.90
$57.90
$60.30
$63.60
$67.50
$71.40
$75.60
$79.50
$84.60
$89.70
$96.90
$103.20
$110.70
$119.40
$129.60
$143.10
$155.70
$171.30
$195.00
$215.70
$239.70
$265.20
$294.00
$325.20
$361.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$62.40
$63.60
$66.00
$67.20
$69.60
$73.20
$77.40
$79.80
$83.40
$87.60
$90.60
$94.80
$100.80
$105.00
$109.80
$115.80
$120.60
$127.20
$135.00
$142.80
$151.20
$159.00
$169.20
$179.40
$193.80
$206.40
$221.40
$238.80
$259.20
$286.20
$311.40
$342.60
$390.00
$431.40
$479.40
$530.40
$588.00
$650.40
$722.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$77.40
$77.40
$77.40
$77.40
$77.40
$77.40
$77.40
$77.40
$77.40
$77.40
$77.40
$77.40
$77.40
$80.40
$81.00
$84.00
$85.20
$88.80
$91.80
$94.80
$99.00
$103.20
$106.20
$110.40
$116.40
$121.80
$128.40
$135.60
$141.60
$147.60
$156.60
$161.40
$169.80
$178.80
$189.60
$200.40
$211.80
$225.00
$238.80
$255.60
$273.00
$292.20
$312.60
$342.60
$374.40
$409.20
$448.20
$505.80
$561.00
$621.60
$686.40
$758.40
$837.60
$930.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov